Institute for Catastrophic Loss Reduction

Building resilient communities

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Open for Business (TM)
At least one in four businesses that close because of a disaster never reopen. Small businesses are especially vulnerable, because few have the resources or knowledge to assess disaster risks and develop comprehensive mitigation and recovery strategies.

Working through the ICLR, Canada’s property and casualty insurers are the only group in Canada providing comprehensive disaster loss prevention advice to homeowners. Through its small business programs, the ICLR has extended this advice to owners of small businesses.

We have identified actions that entrepreneurs can take to reduce the risk of injury, damage, and business downtime caused by severe wind, hail, earthquake, flood, wildfire and other hazards. While Canada’s insurers are committed to informing homeowners about disaster loss prevention, we recognize that our efforts need to go further.

Key messages
  • Natural disasters are occurring with increasing frequency and severity
  • At least one in four businesses that close because of a disaster never reopen
  • With proper planning, many natural disaster losses are preventable


Business continuity - Open for BusinessTM

Protecting our Kids from Disasters









The Institute for Catastrophic Loss Reduction

Toronto Office
20 Richmond Street East, Suite 210, Toronto, Ontario M5C 2R9
Tel: (416) 364-8677
Fax: (416) 364-5889

London Office
Boundary Layer Wind Tunnel Laboratory
Western University
1151 Richmond Street, London, Canada N6A 5B9
Tel: (519) 661-3234
Fax: (519) 661-4273